Title Matters – Notary Disclaimer Stamps

  NOTARY DISCLAIMER STAMPS in light of First Circuit ruling issued September 24, 2018 in The Matter of the Succession of Sandra Gabor Dale, you may want to review stamps you use when executing a document you did not prepare. In the Succ. of Dale a notary used a stamp on a Last Will and Testament in notarial form…

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Title Matters – Zillow

By: Ben Luke | May/June 2018 Zillow has been in the news a lot lately: First with a lawsuit over Zestimates A lawsuit was filed in May 2017 by a homeowner over the “Zestimate” tool that calculates a house’s worth.  The FSBO homeowners complained that Zillow was under-valuing the property keeping the property from being sold.  You may have…

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Title Matters – The CFPB Has Pushed Its Last Envelope

Finally, some sanity from the Consumer Financial Protection Bureau!  The following is from the Opinion page of the Wall Street Journal today, January 24, 2018: “The CFPB Has Pushed Its Last Envelope By Mick Mulvaney When I arrived at the Consumer Financial Protection Bureau in November, I told employees that despite what they might have heard, I had no…

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Don’t Let Your Clients Become Victims!

By Mitchell R. Landry, President | Louisiana Association of Independent Land Title Agents As title, banking, mortgage, insurance and real estate professionals, we, as an industry, are responsible for many of the protections necessary to ensure the safety of our clients’ personal information, assets and transactions.  We have all instituted safeguards in our respective sectors to do just that. …

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Title Matters – Summer Briefs

Summer Briefs As we survive this incessant Louisiana heat and those almost daily showers that make it feel even hotter, I have to appreciate the fact that our careers primarily keep us in the cool environments of our offices. In thinking about preparing this blog, I searched for topics that would be of interest to fellow independent title attorneys….

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Title Matters – CFPB

Arguably the most sweeping change to our industry in the last century came in the form of the Dodd-Frank Wall Street Reform and Consumer Protection Act, which gave rise to the Consumer Finance Protection Bureau (the “CFPB”). The tens of thousands of pages of regulations promulgated by the CFPB have made compliance the focus of the consumer lending and…

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Title Matters – RESPA Enforcement Announcements

NY, OH and MN Make RESPA Enforcement Announcements: Is This a Trend to Watch?         In the past several weeks, three states with little in common have reported on RESPA-related enforcement activities ranging from prior fines and punishment to admonishing licensees about rules on inducements.  To keep you informed, we take these in order to provide you the…

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Title Matters – Wire Fraud Alert

AND THIS FRAUD JUST ALMOST HAPPENED…. On a phone call last week, our office set a closing date and time, as well as, having a discussion about the customer wiring money the morning of the closing. The customer called our office around 9:15AM on 3/15/17 and wanted to know why our closing coordinator sent him a request to have…

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Title Matters – Private Works Act

PRIVATE WORKS ACT This month’s article is presented by: Randy Olson, Attorney at Law 1819 W. Pinhook Road, Suite 114 Lafayette, LA 70508   The Private Works Act (the “Act”) is an important piece of legislation for title attorneys to know and understand. Codified in Louisiana Revised Statute § 9:4801, et seq., the Act provides contractors, subcontractors, and material providers of “private works” the…

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